Simple Ira Limits 2024 Catch Up. This goes up to $3,850 for employees eligible for the 10% automatic. If you have any affiliation with a simple plan, be sure to recognize that the 2024 contribution limits have been increased by 10% for many (but not all) participants.

In 2025, that limit is $16,500. This goes up to $3,850 for employees eligible for the 10% automatic.